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What is Reverse Mortgage?

Reverse Mortgage is designed for seniors 62 years or older, to improve their retirement life style.  Reverse Mortgage lending has successfully grown in recent years as more seniors become aware of their numerous benefits.

Key factors that make Reverse Mortgage attractive are:

  • No repayment of the loan as long as the borrower(s) occupy the property as their primary residence, pays their property taxes & insurance & reasonably maintains their home.
  • Value of the home, available equity, and the borrower's age are the major factors in determining the Reverse Mortgage loan amount.  Older people qualify for more money.
  • Reverse Mortgage proceeds are NOT taxable.